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| American Business
Women's Association (ABWA) NYC Chapter
Newsletter
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The NY Real Estate
Market |
Upcoming & Previous
Events |
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We now have a
GOOGLE GROUP!
ABWA NYC now has a google group available to
its members.
This forum is a special place where members
can share interesting articles, blog posts,
business news, etc. ABWA NYC will also
post information on upcoming events available to
its members. We encourage members to share
special news, ask questions, and share
information.
To join ABWA NYC's google group you must have
a google account.
Copy & paste following link and
join
ABWA_NYC
The group's moderator will approve your
membership.
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Free Local
Membership
We are happy to announce we are making a
first time offer ever! If you join
national for $90 for the year, during the
month of June you can become a local member for
free! We will waive your local dues
for the entire year with proof of payment to ABWA
national. That's a $125 savings!!!
See www.abwanyc.org for
details. | |
A
Message from the Editor
Amoy
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Welcome to the fifth issue of our
ABWA newsletter!
As I embark on my second year of membership
in ABWA, I want to take a moment to reflect on
my year of membership. From our partnerships
with organizations such as the NY Liberty to the
start of our annual newsletter. I am proud to be
a part of the growth and continued success of
ABWA. I hope that this newsletter will help
provide you with insight on who we are and what
we do and where we want to go.
I hope
you have a safe and healthy summer and I look
forward to seeing you.
Sincerely,
Amoy Barnes,
Editor-in-ChiefAmerican Business
Women's Association
NYC Charter
Chapter | |
by Pauline
Kehm, Certified Professional
Coach
Do you want better results in your
life? Try asking better
questions.
Albert Einstein defined
insanity as "doing the same thing over and over
again and expecting different results." If
you want different results in your professional
or personal life, you are most likely going to
have to change your current behavior. The
alternative is waiting for circumstances or
people around you to change. Even if that
was a realistic option, how long are you willing
to wait?
The most effective way to
begin to change behavior is to question
it. It really does come down to "how's
that working for you?" We all have
conditioned, habitual thoughts and emotions and,
by just asking a powerful question or two, you
can interrupt your reflexive reactions and
consciously choose a more productive approach in
any situation. Try incorporating these
empowering questions into your life and see what
benefits you
receive.
1.
What do I want the outcome to be? It's pretty
hard to get somewhere if you don't know where it
is. Knowing what you want in any situation is
like having a defined destination. Whether it's
a productive business meeting where everyone
feels heard, or a dinner with friends or family
filled with warmth and support, beginning with
an end in mind helps you set a course, and
allows you to correct course as necessary to
achieve your desired outcome.
2.
What's another way to look at this? Our
perceptions define our reality.
Unfortunately, we all have the narrow
perspective of our own experience. A great
way broaden that perspective is to ask what else
might be going on. What might the other
person(s) be thinking or feeling? What
opportunities are available here? If you
take the "me" out of the situation, what do you
see? Expanding your viewpoint helps quiet
emotions and allows you to see your options more
clearly.
3.
Is this true? Our beliefs are just
thoughts we've practiced for a long time. We've
accumulated them since childhood, and many have
nothing to do with who we are today. Get
to know your belief system by listening to your
external and internal dialogue. What do
you tell yourself over and over, and does it
serve you or limit you? As you discover
limiting beliefs, examine them under the
light. Are they true? Will they get
you where you want to go, or is it time to
practice some new
thoughts?
4.
What's one thing I could do more of to get what
I want? And its converse, "what's one
thing I could do less of?" The more
specific the answer, the better the
outcome. "Eat healthier" may become "bring
lunch and healthy snacks from home four days a
week." Instead of "get more clients," try
"identify and contact fifteen prospects per
week." Chances are you know what's
necessary to move forward, and also how you're
holding yourself back. If you want more
progress, focus on one activity, get specific
and take action.
5.
What can I learn from this? Every
experience offers an opportunity for
growth. Did you achieve the goal you hoped
for? What would you do differently next time?
How did it feel? If it felt good, you're
learning what works. If it didn't,
something's out of alignment. We all
receive constant feedback from those around us
and from our internal guidance system. Pay
attention to the results you get, however
subtle. Learn what works for you, where
you might try a fresh approach, and what no
longer expresses who you truly are.
Tony Robbins said "quality
questions create a quality life."
Questions are the number one tool of coaching
and counseling. They're a powerful way to
engage and learn about others, and the best way
to continually increase your
self-awareness. |
 Paint Color: How It
Affects Our Perception and Our
Mood
Did you
realize that over 90 percent of the information
we receive is through our eyes? Did you
know that the paint color of a room can affect
your perception of that room?
RED makes a
room appear smaller, but it comes into its own
when set against cool colors (blue and
green).
ORANGE also
makes a room appear smaller but it is less
oppressive than red. Best used to decorate
welcoming parts of the home.
YELLOW can
brighten small rooms, however a bright yellow is
not recommended for children's rooms as it has a
vibrating intensity.
GREEN does well
when used with contrasting colors or several
shades of green, rather than all one
shade. It is a good color for a bedroom as
it promotes relaxation.
BLUE that is
pale will make a space feel light and airy.
Darker tones make the space more relaxing, as in
a bedroom, but if too dark, it can make the room
depressing. Bright blues are good for children's
rooms.
VIOLET or PURPLE should be used
sparingly to maintain its effect of mystery,
elegance and luxury.
WHITE used on all walls can be stark, cold
and reflects too much light
and glare. It is best to use an
off-white, pale cream or beige.
Did you realize that color can
also drastically affect your
mood?
RED stimulates
our appetite and energizes us.
ORANGE inspires
fun and laughter and lifts the
spirit.
YELLOW
stimulates and energizes the mind, benefits our
memories, and maintains our positive frame of
mind.
GREEN makes us
feel tranquil, relaxed and
rested.
BLUE calms us,
helps us meditate, and fosters clear
thinking.
VIOLET or PURPLE stimulates our
senses and minds, promotes creativity and
romance, but also can sedate us.
WHITE used on all walls can overstimulate
the nervous system, making us feel tired and
irritable.
Copyright ©
2009-2010 Designed to Appeal, LLC - All Rights
Reserved
Donna Dazzo, president
and owner of Designed to Appeal, LLC
(www.designedtoappeal.com) is a home stager and
interior redesigner in New York City and the
Hamptons. She helps people sell their homes and
apartments by enhancing them to appeal to the
broad range of buyers. She also offers
interior redesign services for homeowners
wishing to enhance the environment in which they
live. |
|
Term
Conversion: A "Permanent"
Solution
by Donna
Desideri
Term
insurance is typically purchased to protect a
growing family from the catastrophic loss of a
"breadwinner." Lower initial premiums
offer the flexibility to fit immediate needs.
However, over time, a more permanent life
insurance contract may be needed to help provide
security and the potential for more stable
premium payments for the future.
The low premium cost/high death benefit
of term insurance is its most attractive
feature. However, typically, term insurance
premiums continue to rise with age. Some term
contracts do offer premiums that remain level
for a pre-determined number of years, but these
contracts can experience significant premium
increases in the future, or death benefits that
decrease yearly. A policy that has long-term
value and benefits, and the flexibility to help
cope with change, may be important. Therefore,
converting a term policy to a permanent contract
may make sense depending on your needs.
Converting your term policy to a
permanent life insurance contract may be
important to your overall financial strategy
depending on your goals and objectives. Like
term insurance, permanent insurance provides a
guaranteed death benefit, which is based on the
financial strenght and claims-paying ability of
the issuing insurance company. There are also
some other appealing benefits:
· Premiums can remain level for the life of
your policy.
· The cash value of permanent
life insurance can accumulate tax-deferred and
can be borrowed at favorable rates or
withdrawn.*
· You can use the policy's
underlying cash values to help supplement
retirement, college expenses, or other future
cash needs through the aforementioned loans and
withdrawals.*
The conversion privilege in most term
policies offers those who cannot initially
afford permanent insurance a great opportunity
to convert to a permanent contract at a later
date. Some term policies may offer a conversion
credit that makes converting to permanent even
more economical.
One particular advantage of converting from
term to permanent, rather than purchasing a new
permanent policy, is that there is generally no
need for medical or financial requalification.
(Note: This holds true if coverage amounts are
to remain the same. If coverage is increased
there may be a need to provide additional
medical and financial information).
Converting your term insurance to a
permanent contract may help provide additional
security and protection. You may be comfortable
knowing that the "contracts" death benefit will
be there to help to provide for your family in
the event of your untimely death. In addition,
you may feel a sense of confidence knowing your
cash value
has the potential to build on a
tax-deferred basis. While this approach may not
be for everyone, it is always wise to review all
your insurance options. A representative can
help you determine if converting an existing
term policy to a permanent policy makes sense in
your situation.
*Keep in mind that loans and partial
surrenders from a life insurance contract will
reduce the contracts death benefit and cash
value. In the case of loans, interest will be
charged on the amount borrowed. Most
insurance policies contain exclusions,
limitations, reductions of benefits and terms
for keeping them in force. Your representative
will be glad to provide you with costs and
complete details.
We are not in the business of offering
tax or legal advice. This article is provided
for general information only. It is not intended
offer specific advice or recommendations for any
individual. You should consult with your
financial representative, attorney or tax
advisor with regard to your individual
situation. This article appears courtesy of
Donna Desideri, a Registered Representative
offering securities through MetLife Securities,
Inc. (MSI)(member FINRA/SIPC). Metropolitan Life
Insurance Company (MLIC), New York, NY,
10166. For
information on MetLife insurance products and
services, please contact Donna Desideri,
Financial Adviser with MetLife, 260 Madison Ave,
10th Fl, New York, NY 10016, at 646-227-5114,
ddesideri@metlife.com
L1009065530[exp1010][All
States][DC] |
|
The Spectacular Summertime
Concert Series
Happy
Spring from the Culture Corner and along with
the anticipation of a warm Summer! Here at
the New York Philharmonic we have been busy with
the current 2009-10 season as we listen to the
exciting and brilliant remarks from our audience
commenting on their joy of listening to our
magnificent musicians perform exceptional music
in the world of the classics at Lincoln
Center.
Speaking of Lincoln
Center! Everyone must visit and witness
the exceptional constructional changes that have
been happening and the beautiful greenery that
has been planted around Lincoln Center.
Also, at different times of the day and
evening the water fountain will dance...what a
sight to behold! Enjoy the surrounding
restaurants or just simply sit outside and enjoy
the energy of the Center for the
ARTS!
The New York Philharmonic's
2009-10 season ends June 26, 2010 and with a
moment to catch our breath we go right into the
The Summertime Concert Series;
which runs from June 29, 2010 through July 10,
2010. Bramwell Tovey is our conductor and
he brings a lightness and summer laughter to the
concert hall. Concerts such as
Prokofiev's The
Love for Three Oranges,
Gershwin's An
American in Paris, Sousa's
The Stars and Stripes Forever,
Puccini's La
Boheme, and last; but not least
Mozart's, The
Marriage of Figaro ... I could go
on and on! Instead, log onto our Web site
www.nyphil.org and review
the wonderful Summertime Concert
selections.
I know that I have
summer houseguests looking to experience the
warmth and friendliness of New York City when
Central Park is in full bloom and the East River
and Hudson River invite us to sit and just watch
the water flow by; but evening comes along and
now where do we go? The choices are
numerous and a wonderful Summertime Classical
Concert tops the day off with all that is good
in New York City and, well for that matter,
life!
See you at Avery Fisher Hall,
Lincoln Center this
Summer! |
| The NY Real
Estate Market |
|
by Gilian
Abramowitz
NEW!
Located off Fifth avenue, this pristine,
furnished two bedroom duplex will captivate you
from the moment you arrive. Renovated and
tastefully furnished, this unit includes all the
comforts of home, you can move right in. This is
the perfect home for entertaining and NYC
living. The living room boasts double-height
ceilings, beautiful hard wood floors, recessed
lighting, exposed brick walls, southern
exposure, and decorative fireplace. A dramatic,
spiral staircase leads to the sun filled master
bedroom with grand skylight, French doors
leading to a private roof deck and spectacular
views of the Empire State building you can
almost touch. The kitchen features Sub-Zero and
Miele appliances, imported Italian tiles, Kohler
and Grohe fixtures throughout, granite counter
tops, and custom oak cabinetry. The bathroom is
equipped with a Jacuzzi Tub, plus a Five Spout
Grohe Shower. Conveniently located in the heart
of mid-town near all major transportation,
shopping and Penn Station. You will enjoy this
New York Home! Available furnished for short and
long term rental.
For more information, click here:
|
June 7th: Kick-Off to Summer
Networking Event
Come help us kick off the summer by meeting
and mingling with professionals from all walks
of life. You never know who you'll
meet! Please bring plenty of business
cards. Event will be held at
MetLife's Sky Garden Auditorium overlooking
Bryant Park. Bring your friends!
We are happy to announce we are making a
first time offer ever! If you join
national for $90 for the year, during the month
of June you can become a local member for
free! We will waive your local
dues for the entire year with proof of payment
to ABWA national. That's a $125
savings!!!
July 13th: Branding the
Product Called YOU
Ethan Chazin, Th Chazin
Group
Creating a truly memorable
brand Identity is a powerful way to maintain
competitive advantage in today's
ultra-competitive, turbulent workforce and
economy. Whether an individual is a job
seeker, professional, or business owner, the
skills needed to create and maintain a brand
image are absolutely CRITICAL for lasting
CAREER, PROFESSIONAL & BUSINESS success.
Today only the strongest BRANDS
survive.
No matter what you do
for a living, the ONE thing that sets you apart
is your personal/professional brand. In
today's turbulent global contract workplace,
everything except your brand is a commodity that
can be taken away.
Come hear
Ethan Chazin, BRAND Evangelist,
of the Chazin Group, discuss the branding
strategies you need to know in order to achieve
success!
|
May 11th: Networking
Dinner
Sonya Mittelman, Law Offices of
Sonya Mittelman
The Law office of Sonya Mittelman is a full
service elder law and estate planning
firm. They are dedicated to ensuring your
future and that of your loved ones. They provide
advice and documents that enable you to meet
your goals and ensure your vision of the
future. Their goal is to incorporate
your estate planning into your life. We reject a
one-size-fits-all solution, and will make sure
that you are best able to meet as many of your
goals as possible.
April 13th: Networking
Dinner
Lily Iasirdis, Fearless
Delivery
With more than a decade of
experience, Lily knows the key elements in
effective and engaging presentation, as well as
how to support professionals in expressing their
message clearly by giving them the "how-to"
shortcuts, personalized instruction, and even
packaging their presentation for them if the
need arises. Lily has worked with a wide variety
of clients, including coaches, holistic healers,
and corporate executives, including an
international assignment in
Japan.
March 31st: Free
Workshop
Raj
Goel, Owner, Brainlink
International
eCommerce: How to Make Money
on the Internet
Raj Goel, CISSP, is an IT and information
security expert with over 21 years of experience
developing security solutions for the banking,
financial services, health care, and
pharmaceutical industries.
Raj wil give us an overlook of
ecommerce and making money with your Web
site.
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| About
American Business Women's Association
|
Thank your for
reading the fifth issue of our
newsletter!
Mission
Statement
Since 1949 ABWA has been bringing together
business women of diverse occupations, providing
opportunities for women to help themselves
and others grow both personally and
professionally.
American Business Women's
Association
NYC Charter Chapter
PO Box 2234
New York, New York
10185
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| Save when you
join the Manhattan Chamber of Commerce |
The Manhattan Chamber of Commerce (MCC) is pleased
to partner with The American Business Women's
Association (ABWA). MCC is now able to offer ABWA
members the associate member rate of $150 per year. MCC
advocates for positive business legislation, sponsors
educational seminars and networking events, markets our
member companies and encourages global business. They
also hold street fairs, volunteer expos and support the
non-profit community in its quest to improve the quality
of life in our neighborhoods. MCC represents the voice
of over 100,000 companies in Manhattan and partners with
over 300 diverse business organizations in the city.
Their mission is to create a positive business
environment to foster job development and promote
business growth. Click here to join MCC
today! |
| |
| New |
Sitka Creations is a full service
design studio that provides graphic and web design for
our clients. We also offer PR writing and support as
well as monthly social media
maintenance. Tamar Russell,
Owner/Designer, would be thrilled to chat with
you about your projects. Send an e-mail to tamar@sitkacreations.com or
visit us at www.sitkacreations.com.
|
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| New |
Arvore Blue Web Development Inc.
provides web development and programming services for
small business. Not only do we make web sites look good,
but we optimize them into highly functional engines that
drive your business. From blogs and photo galleries to
custom built database applications, we create a web
presence as original as your product or service. We also
specialize in Drupal and PHP
development. Claire Annan, Lead
Developer, would love to discuss your web
development needs today! Send an e-mail to Claire@arvoreblue.com or visit the
company web site at www.arvoreblue.com.
|
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Creative
Merchant Options ... providing payment
processing solutions to global businesses. Our goal is
to increase client profit by providing multi-currency
payment solutions for ALL "card-not-present" electronic
transactions. These types of transactions include Credit
& Debit Cards, ACH, Electronic Check and Electronic
Funds Transfer. (800)
653-5509
support@creativemerchantoptions.com |
| |
| Discount |
Tahas Technologies is YOUR
technical concierge. Setting your business technology
from PC to email to BB or iPhone, you tell us your needs
and we create the solution for you. Slow Internet or PC,
viruses or spyware will become a thing of the
past.
Call for a free consultation. AnnMarie 212
962 2849 opt 1. Let's talk about how to make
your technology experience enjoyable.
Competitve rates and discount options for ABWA
members. |
| |
| Special
Offer |
PAPERSNYC
Attend Unlimited Classes for Two (2)
Months Pay only $50.00 a month
|
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STEPHANE ZAVIDOW, ESQ.
ZWIRN ZAVIDOW
747 Third Avenue #25B
NYC, NY 10017
(646) 334-9926
Zwirn Zavidow, PC offers large real estate
firm expertise with boutique firm client service.
Ms. Zavidow makes sure the deal is closed efficiently
while zealously representing her clients's best
interests. She is featured in the
Cambridge Who's Who Among Executives and
Professional Women, Honors
Edition. |
| |
| Save 20%
|
MetroCity Concierge is offering a
20% discount to ABWA members!
Imagine a service that can assist you with
everything you don't have time to or don't want to do.
ABWA members save 20% off through December 31,
2010.
|
| Expires:
December 31,
2010 | |
| Save
20% |
Cheeky Living
Check out Cheeky
Living's handcrafted home and fashion accessories
produced by artisans in the Peruvian Andes. Made from
the finest Baby Alpaca fibers, our throws, hats, and scarves are luxurious, warm, and
inviting.
Our products are fair trade and a percentage of our
sales goes to the Quechua Benefit and
other charity projects in Peru. For more
information, check out Cheeky Living. ABWA
members receive a 20% discount on any
Home and Fashion accessory except for vintage.
Coupon Code
ABWA. |
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GILIAN ABRAMOWITZ, Real Estate Agent
For all of your real estate needs, contact
Corcoran's Gilian Abramowitz ((212) 941-2669,
(917) 837-1363, gilian.abramowitz@corcoran.com).
She is pleased to offer a complimentary market
analysis of your home and is up to date on the
current market and trends. Contact Gilian
now! |
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Are you on the road to financial freedom? Why
not? Contact MetLife financial adviser and
financial services representative DONNA DESIDERI
( (646) 227-5114, ddesideri@metlife.com,
www.donnadesideri.metlife.com)
to schedule your complimentary financial consultation.
Get started today to prepare for
tomorrow!
Metropolitan Life Insurance
Company (MLIC), New York, NY 10166. Securities products
and investment advisory services offered by MetLife
Securities, Inc. (MSI)(member FINRA/SIPC) and a
registered investment adviser. Branch Address: 260
Madison Avenue10th Floor,New York,NY-10016. MLIC and MSI
are MetLife
companies.L1009065303[exp1010][NJ,NY]
|
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Member RON COZART
offers exciting gift giving and business opportunities
through Ribbon Gift Collections.
Ribbon Gift Collections are a
versatile solution to every reward you and your company
will ever need. And it's effortless for you. Twenty-one
Ribbon Gift Cards match 21 unique collections of items
at price points from $30 to $1,000, that the recipient
never need know. The recipient receives a beautifully
presented Gift Card, they choose the gift they'd like,
and redeem it at www.rcozart.ordermygift.com. The
gift is delivered to their door. No hassle, no
paperwork, no hidden fees. We take care of
everything - you get all the thanks.
Gift Collections include popular brand names like:
adidas®, Sony®, Ghirardelli®, Cuisinart®, and
more. Impressive selections of home décor, gourmet
foods, electronics, toys, jewelry, recreational gear,
etc. Ribbon Gift Collections are easy
to give and a pleasure to receive. Contact
Ron Cozart ron@cozartworldwide.com to learn
more. |
| |
|
Hughes Klaiber LLC - business sales and
acquisitions for entrepreneurs. Selling a
business can be challenging and time consuming - at
Hughes Klaiber we help entrepreneurs implement exit
plans and sell their companies. Our process is designed
to introduce multiple buyers, maintain confidentiality,
and help achieve your personal and financial goals. For
more information, contact Sally Anne Hughes at shughes@hughesklaiber.com or (646)
654-0458.
|
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Aflac
Supplemental Insurance can be an
affordable safeguard against the threat of financial
insolvency related to major illness or injury many face
today. Our policies are portable and pay directly into
your pocket.
Medical debt is a leading cause of personal
bankruptcies in the U.S. Sign up
today!
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